Services
We provide a wide range of Services
Finance & Loan We Offer
PERSONAL LOAN
Borrow only what you need now. A Nozo Capital Personal Loan gives you the credit you need, with fixed monthly loan payments that fit your budget. Providing you an easy personal loan with attractive interest rate. Call us now to find out more.
UP TO RM200,000
SMEs LOAN
You deserve a better loan experience that's faster, more flexible, and built exclusively for small businesses. Get a loan through Nozo Capital with a competitive rate, an affordable monthly payment, and a flexible term.
UP TO RM500,000
MORTGAGE LOAN
Gets your dream Real Estate Property now. Nozo Capital consultant will personalise a realistic mortgage loan that fit your budget. Fix and Flexible loan is available for you. Reach us today and begin your mortgage journey with us.
UP TO RM2,000,000
CORPORATE LOAN
Experience the simplest loan application with Nozo Capital. Quick approval process to ensure your corporate able to grab every single business opportunity. By appointing a dedicated consultant to your corporate enable you have the quick finance respond from us. We are here to support you and your business.
UP TO RM5,000,000
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Reference of Repayment Schedule
| MONTH/YEAR | NO. OF INS | MONTHLY INS. | BALANCE B/F | INSTALMENTS (RM) | |||
| GROSS | PRINCIPAL | INTEREST | PRINCIPAL | ||||
| 05/10 | 1 | 12 | 49,166.67 | 590,000.00 | 500,000.00 | 13,846.15 | 35,320.51 |
| 06/10 | 2 | 11 | 49,166.67 | 540,833.33 | 464,679.49 | 12,692.31 | 36,474.36 |
| 07/10 | 3 | 10 | 49,166.67 | 491,666.67 | 428,205.13 | 11,538.46 | 37,628.21 |
| 08/10 | 4 | 9 | 49,166.67 | 442,500.00 | 390,576.92 | 10,384.62 | 38,782.05 |
| 09/10 | 5 | 8 | 49,166.67 | 393,333.33 | 351,794.87 | 9,230.77 | 39,935.90 |
| 10/10 | 6 | 7 | 49,166.67 | 344,166.67 | 311,858.97 | 8,076.92 | 41,089.74 |
| 11/10 | 7 | 6 | 49,166.67 | 295,000.00 | 270,769.23 | 6,923.08 | 42,243.59 |
| 12/10 | 8 | 5 | 49,166.67 | 245,833.33 | 228,525.64 | 5,769.23 | 43,397.44 |
| 01/11 | 9 | 4 | 49,166.67 | 196,666.67 | 185,128.21 | 4,615.38 | 44,551.28 |
| 02/11 | 10 | 3 | 49,166.67 | 147,500.00 | 140,576.92 | 3,461.54 | 45,705.13 |
| 03/11 | 11 | 2 | 49,166.67 | 98,333.33 | 94,871.79 | 2,307.69 | 46,858.97 |
| 04/11 | 12 | 1 | 49,166.67 | 49,166.67 | 48,012.82 | 1,153.85 | 48,012.82 |
| 590,000.00 | 90,000.00 | 500,000.00 | |||||
| MONTH/YEAR | NO. OF INS | MONTHLY INS. | BALANCE B/F | INSTALMENTS (RM) | |||
| PRINCIPAL | INTEREST | PRINCIPAL | GROSS | ||||
| 05/10 | 1 | 140576.90 | 145,333.33 | 872,000.00 | 800,000.00 | 20,571.43 | 124,761.90 |
| 06/10 | 2 | 140575.90 | 145,333.33 | 726,666.67 | 675,238.10 | 17,142.86 | 128,190.48 |
| 07/10 | 3 | 140574.90 | 145,333.33 | 581,333.33 | 547,047.62 | 13,714.29 | 131,619.05 |
| 08/10 | 4 | 140573.90 | 145,333.33 | 436,000.00 | 415,428.57 | 10,285.71 | 135,047.62 |
| 09/10 | 5 | 140572.90 | 145,333.33 | 290,666.67 | 280,380.95 | 6,857.14 | 138,476.19 |
| 10/10 | 6 | 140571.90 | 145,333.33 | 145,333.33 | 141,904.76 | 3,428.57 | 141,904.76 |
| 872,000.00 | 72,000.00 | 800,000.00 | |||||
| MONTH/YEAR | NO. OF INS | MONTHLY INS. | BALANCE B/F | INSTALMENTS (RM) | |||
| GROSS | PRINCIPAL | INTEREST | PRINCIPAL | ||||
| 05/10 | 1 | 12 | GROSS | 944,000.00 | 800,000.00 | 22,153.85 | GROSS |
| 06/10 | 2 | 11 | GROSS | 865,333.33 | 743,487.18 | 20,307.69 | GROSS |
| 07/10 | 3 | 10 | GROSS | 786,666.67 | 685,128.21 | 18,461.54 | GROSS |
| 08/10 | 4 | 9 | GROSS | 708,000.00 | 624,923.08 | 16,615.38 | GROSS |
| 09/10 | 5 | 8 | GROSS | 629,333.33 | 562,871.79 | 14,769.23 | GROSS |
| 10/10 | 6 | 7 | GROSS | 550,666.67 | 498,974.36 | 12,923.08 | GROSS |
| 11/10 | 7 | 6 | GROSS | 472,000.00 | 433,230.77 | 11,076.92 | GROSS |
| 12/10 | 8 | 5 | GROSS | 393,333.33 | 365,641.03 | 9,230.77 | GROSS |
| 01/11 | 9 | 4 | GROSS | 314,666.67 | 296,205.13 | 7,384.62 | GROSS |
| 02/11 | 10 | 3 | GROSS | 236,000.00 | 224,923.08 | 5,538.46 | GROSS |
| 03/11 | 11 | 2 | GROSS | 157,333.33 | 151,794.87 | 3,692.31 | GROSS |
| 04/11 | 12 | 1 | GROSS | 78,666.67 | 76,820.51 | 1,846.15 | GROSS |
| GROSS | 144,000.00 | GROSS | |||||
Interest Rate
- Fixed Rate: from 6% to 18%
- Maximum APR and payment option range: from 6 months to 24 months
- Minimum repayment: 6 months
- Maximum repayment: 24 months
REPRESENTATIVE EXAMPLE:-
- Loan amount RM100,000
- Loan term 12 months
- Interest 10%
- Total amount payable RM110,000